Merdeka Generation Package

Singapore citizens who:

• Were born from 1 January 1950 to 31 December 1959, and 
• Became a Singapore citizen on or before 31 December 1996.

• Were born on or before 31 December 1949, and 
• Became a Singapore citizen on or before 31 December 1996, and  
• Do not receive the Pioneer Generation Package.

You may check your eligibility for the Merdeka Generation Package via:

• LifeSG App: Merdeka Generation (MG) seniors who have successfully logged onto the LifeSG app via SingPass can view their MG e-card. Download the LifeSG app today: Android, iOS.
• Singpass Mobile App: Seniors who are Singapore Citizens may log on to their SingPass mobile app to view their eligibility status for the Merdeka Generation Package.
  

A list of the benefits is summarised as follows, with more details provided below.

• Benefit #1: PAssion Silver Card Top-Up
• Benefit #2: MediSave Top-Ups
• Benefit #3: Outpatient Care Subsidies
• Benefit #4: CareShield Life Additional Participation Incentives
• Benefit #5: Additional MediShield Life Premium Subsidies

Benefit #1: PAssion Silver Card Top-Up

• One-off $100 PAssion Silver Card top-up for use on active ageing programmes, public transport and more (only redeemable once)
  
• If you have not redeemed the top-up, you may do so at any TransitLink Ticket Office or Kiosk, Concession Card Replacement Office, Ticketing Service Centre, Assisted Service Kiosk or Top-up Kiosk by 31 December 2023. Please use this link for the list of redemption touchpoints.
• More details on the PAssion Silver Card can be found by using this link.

What can you use your $100 for?

Benefit #2: MediSave Top-Ups

• $200 Medisave top-ups every year, from 2019 to 2023

What can you use your MediSave for?

Benefit #3: Outpatient Care Subsidies

• 3 healthcare touchpoints for outpatient medical and dental subsidies – Community Health Assist Scheme (CHAS) GP and Dental clinics, Polyclinics, and Public Specialist Outpatient Clinics (Public SOCs).

You will receive more subsidies at Polyclinics, Public SOCs and CHAS clinics.

At Polyclinics and Public SOCs*
Additional 25% off remaining bill for subsidised services and medications
At CHAS Clinics - Please bring your MG card and your NRIC when you visit CHAS clinics to enjoy your subsidies.
Common Illnesses (e.g. cold, cough)	Up to $23.50 subsidy per visit
Simple Chronic Condition 1	Up to $85 subsidy per visit Capped at $340 per year
Complex Chronic Conditions 2	Up to $130 subsidy per visit Capped at $520 per year
Selected Dental Services Dependent on procedure	Up to $16 to $261.50 subsidy per procedure
Recommended Health Screening through Screen for Life	$2 fixed fee For Merdeka Generation
Nationally-recommended vaccinations	From 1 November 2020 onwards, MG seniors who meet the criteria for vaccination under the National Adult Immunisation Schedule (NAIS) are eligible for subsidies for nationally-recommended vaccinations.

* In order to receive subsidies for Public SOC visits, you will first need to be assessed and referred by a CHAS clinic or polyclinic. The doctor will refer you to a Public SOC as a subsidised patient if needed.
¹Seeing the doctor for a single chronic condition (e.g. high blood pressure).
²Seeing the doctor for multiple chronic conditions or a single chronic condition with complication(s).

To find out more about CHAS and for the latest updates, please use this link.

Benefit #4: CareShield Life Additional Participation Incentives

• $3,000 participation incentives to join CareShield Life from 1 Jan 2024 to 31 Dec 2024

CareShield Life is a national long-term care insurance scheme targeted at severe disability and is an enhancement of the ElderShield scheme.

In Nov 2023, the Ministry of Health announced that the participation incentives for CareShield Life will be extended for another year, until 31 Dec 2024.

Additional $1,125 participation incentives for MG seniors who join CareShield Life. Together with the $1,875 participation incentive announced earlier, all MG seniors will receive a total of $3,000 in participation incentives. This will be spread over ten years and used to offset their annual CareShield Life premiums, if they join CareShield Life by 31 Dec 2024.

This is in addition to any means-tested premium subsidies that MG seniors may receive.

Please refer to the CareShield premium calculator for estimated premiums. For more information on CareShield Life, please use this link.

Benefit #5: Additional MediShield Life Premium Subsidies

• Additional 5% subsidy for your annual premiums, increasing to 10% after you turn 75 years old

MediShield Life provides Singaporeans with lifetime protection from large hospital bills.

^#Existing premium subsidies are available for lower- to middle-income families. Please refer to www.moh.gov.sg/cost-financing/healthcare-schemes-subsidies/medishield-life/medishield-life-premiums-and-subsidies for more information.

At clinics under the Community Health Assist Scheme (CHAS)

All MG seniors will receive special subsidies at CHAS General Practitioner (GP) and dental clinics.

A list of clinics under the CHAS can be found by using this link.

At Polyclinics and Public Specialist Outpatient Clinics (SOCs)

All MG seniors will receive an additional 25% off remaining bill for subsidised services and medications at polyclinics and public SOCs.

MG benefits for outpatient treatments are available at the following public healthcare institutions:

Polyclinics

• SingHealth Polyclinics
• National Healthcare Group Polyclinics
• National University Polyclinics

Public Hospitals

• Alexandra Hospital
• Changi General Hospital
• Institute of Mental Health
• Khoo Teck Puat Hospital
• KK Women's and Children's Hospital
• National University Hospital (Singapore)
• Ng Teng Fong General Hospital
• Sengkang General Hospital
• Singapore General Hospital
• Tan Tock Seng Hospital
• Woodlands Health Campus

Public Specialty Centres / Medical Centres

• Admiralty Medical Centre
• Jurong Medical Centre
• National Cancer Centre of Singapore
• National Centre for Infectious Diseases
• National Dental Centre of Singapore
• National Heart Centre of Singapore
• National Neuroscience Institute of Singapore
• National Skin Centre (Singapore)
• National University Centre for Oral Health (Singapore)
• National University Cancer Institute, Singapore
• National University Heart Centre, Singapore
• Singapore National Eye Centre

Younger cohorts of Singaporeans would have benefitted more from the schemes introduced over the years (e.g. MediSave in 1984), and are in a better position to look after their own healthcare needs. At the same time, we recognise that some will still need more help. The Government continues to provide substantial support through permanent healthcare schemes, to ensure that healthcare remains affordable for all.

Please refer to section “What are the Benefits?” for more details of the benefits.